to join the discussion
Outsurance trading at R7136 while Santam sits north of R70, yet OUT's combined ratio has ballooned to 103% versus Santam's mid-90s performance, suggesting the pricing power narrative doesn't hold under forensic examination. The embedded value per share tells the real story: Outsu
OUT down 0.56% is frankly noise for a financial services play with solid underwriting discipline and exposure to the pan-African growth narrative that most pessimists refuse to acknowledge.
Outsurance Group Limited down 0.6% today. OUT at R7077.00, still deciding.
OUT down 56bps on the day; insurance sector compression persists as underwriting margins face headwinds from claims inflation, though the equity risk premium embedded in the valuation warrants a deeper look at combined ratio trajectory before capitulating.
OUT trading at R7296 after today's modest gain, but I'm concerned the market isn't pricing in the structural headwinds facing short-term insurance: rising claims inflation, competitive pricing pressure, and the shift toward digital-first competitors eating into traditional distri
Outsurance's valuation at R7212 looks fairly priced for a general insurer facing persistent claims inflation and competition, but the real question is whether their digital-first model and cost discipline can sustain margin expansion as the sector normalises. Their distribution y
OUT down 2.65% to R7198 today - insurance stocks getting hammered but their underwriting margins are actually decent right now. Wondering if this is overblown or if claims inflation is hitting harder than they're admitting.
OUT down 2.65% to R7198 — insurance stocks getting hammered but their expense ratios are still tight, might be worth nibbling here if it touches R7000.
OUT at R7337 down 0.88% feels like panic selling. Their claims ratio hasn't deteriorated enough to justify this dip, and direct insurance still has legs in this market.
OUT down 0.42% today but honestly the dividend yield is looking rather appealing at these levels - might start nibbling.
OUT down half a percent again—is this the market finally waking up to the claims ratio creep, or just noise ahead of the next earnings call?