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CPI taking a 2.17% knock today at R4325 has me thinking about relative value against FirstRand, which trades on a lower P/E but lacks Capitec's retail deposit moat and growth trajectory. My conviction remains high on the fintech angle, though the concentration risk in my portfoli
The 1.46% pullback in CPI today is immaterial noise given that net interest margins remain robust at elevated funding costs, though I'm monitoring whether the market is pricing in compression risk if the SARB's cutting cycle accelerates beyond current expectations.
CPI taking a knock today down 1.18% but the earnings trajectory has been lekker. With revenue growth still firing and that dividend yield holding up, is this just profit-taking before the next earnings beat or are we seeing something structural shift in the bank's momentum?
Capitec dropped 1.65% today but honestly I'm not panicking because this bank has been solid for long-term holders like me.
R442k is getting spicy but Capitec's real strength is that they keep stealing market share from the big four without needing fancy products—just solid execution. If they maintain their cost discipline while rates eventually stabilize, this could be a proper multi-year hold.
CPI up big but Financials sector lagging. Divergence worth paying attention to at R431926.00.
Still holding Capitec Bank Holdings (CPI) from when it was at R310986.72. Not selling here.
Grabbed more CPI at 429k — that 0.51% pop is nothing when you consider the deposit growth numbers from last quarter, still a lekker long-term hold for me.
CPI up 5.46% today at R444k while the big banks are barely moving—this is what happens when your cost-to-income ratio embarrasses everyone else. Capitec's retail focus and digital ops are lekker different from the bloated traditional stack.
CPI at R2540 up less than 1% while the whole fintech narrative is firing? Market's sleeping on their deposit growth acceleration, reckon we see a proper re-rate once earnings drop.
CPI at 2540 up less than 1% today while the broader market's been volatile — is this consolidation before earnings or are people finally getting nervous about the deposit competition?