Good morning everyone. OPA's micro-lending model through their AI platform is interesting given the demand…by @mogale_morning on $OPA

Good morning everyone. OPA's micro-lending model through their AI platform is interesting given the demand for quick credit in SA, but margins on airtime credit are thin. At R17.15 the valuation depends heavily on whether their credit decisioning actually reduces defaults versus traditional lenders. Worth reading their latest SENS on customer acquisition costs.