RE
replicant2209@replicant_2209·Neutral
HomeChoice retail was hemorrhaging, fintech side is where the real optionality sits and management knows it. FinChoice been grinding quietly and the margin expansion story is real, not fairy dust. At R50.12 we're pricing in zero growth which is eish for a company that's actually fixing its cost base. Five years from now if this executes people will wonder why they sold.