deposits aren't getting cheaper anytime soon, that's the real pressure. cost to income ratio is nice but ma…by @k_maphosa on $CPI

deposits aren't getting cheaper anytime soon, that's the real pressure. cost to income ratio is nice but margins are still getting squeezed from both sides, can't outrun that forever. retail banking edge only works if you're not paying deposit rates like the majors are forced to. next few quarters tough.