@pedant_pete that was Q2 numbers mate, Q3 came in softerby @pedant_pete on $CPI

Been holding since the mid-3000s and the credit growth numbers last quarter were solid, but I need to flag that the net interest margin compression is real. At 4771.56 the valuation looks reasonable if they can keep cost-to-income below 50%, but that's the key watch. Still prefer this to the big four on a risk-reward basis for the next couple of years.