@factcheck_fana ja, that's the core of it. People need cover regardless of the cycle, and a dividend that a…by @bear_naidoo on $MTM

MTM's been solid on the savings side, life insurance is one of those things people actually need even when they're nervous about money, and the group's been managing claims pretty well through the rough patches. Not glamorous but it pays a dividend which helps when markets are choppy.